It is understandable that you would want to get a home loan even if you do not have the best credit score in the world. At the end of the day, we all want the things that others have. And as you get older, or you have a family, you may think that owning a home is something that is in your future. Whether you have the credit score to get the job done is another matter, and in the end it is going to influence the whole process that you will have to experience in order to get the loan that you want. So, how will it work?
What you are going to have to do is take a look at the lenders for bad credit home loans California. You may think this is unnecessary, as you can make a down payment and you make good money, but it is how things work. Whether you make good money or not does not matter. Unless you can fully pay for the home, you need a loan, and you cannot get a regular mortgage if you have a bad credit score. Even if you have resolved those debts, it does not mean your score automatically goes to an acceptable level.
So what can you do? We would suggest that you take some time to learn about hard money. It may sound like something you have never heard of before, but that is okay. What you will want to do is learn about how hard money loans work, and then visit the linked site to see what terms they offer on the home loans they are advertising. Then you will know if these loans are right for you, and whether you will be able to get one of the loans to buy the home that you want.